health insurance claims in India The average claim is of Rs 42,000. 85% claims were for less than Rs 1 Lakh. 15% of the claims exceeding Rs 1 Lakh. Just 0.2% of claims are for amounts greater than Rs 10 lakh only 3% of people claimed for 10+ days hospitalisation. https://www.business-standard.com/finance/personal-finance/india-s-average-health-insurance-claim-is-rs-42-000-15-exceed-rs-100-000-123062800399_1.html